A clearer way to trade gift cards

Turn unused gift cards into a simple, secure payout journey.

Submit your card, follow the review progress, and receive settlement after approval through the RUIHENG platform.

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Built around clear review steps and protected card information.

RUIHENG

•••• •••• •••• 2048

REVIEW READY

01 Submit

02 Review

03 Payout

How it works

One journey. Three clear steps.

Every submission moves through a defined review and settlement path.

Submit your card

Provide the card details and supporting information through the RUIHENG app.

Review in progress

Our review workflow checks the submission before a settlement decision is made.

Receive settlement

After approval, the payout follows the account and bank details on file.

Designed for confidence

A safer operating layer for every trade.

RUIHENG keeps the experience focused while the platform handles controlled review, protected card data, and traceable settlement events.

Protected data

Card information is handled through encrypted service workflows.

Clear review states

Follow the path from submitted to reviewed to settled.

Traceable operations

Important actions stay connected to the transaction journey.

Built to scale with your needs

Bring your supported card programs into one focused app.

Use the RUIHENG app to manage submissions, review updates, and settlement details in one place.

See the app experience

Questions, answered

Frequently asked questions.

A short guide to the RUIHENG review and settlement experience.

What can I do in the RUIHENG app?

You can submit supported gift cards, follow review updates, and manage settlement details.

What happens after I submit a card?

The submission enters the review workflow. The final settlement step follows the review result.

When is the payout processed?

Payout processing begins after the submission is approved and the account information passes the required checks.

How is my card information handled?

RUIHENG uses protected service workflows for sensitive card information and keeps the review journey traceable.